Services | Kane County Mutual Insurance Company

Kane County Mutual offers affordable, dependable personal lines property insurance coverage for residents of the following 21 Northern Illinois counties: Boone, Bureau, Cook*, Dekalb, Dupage, Grundy, Henry, Jo Daviess, Kane, Kankakee, Kendall, Lake, LaSalle, Lee, Livingston, McHenry, Ogle, Putman, Stephenson, Will, and Winnebago.

Homeowners - The company offers replacement cost and ACV coverages for homeowners that may include replacement cost for your personal property as well. A guaranteed replacement cost program is also offered for qualified risks.

Dwelling Fire - Coverage for rental property that may include replacement cost coverage for superior quality dwellings.

Renters/Condominiums - Coverage for the personal property of those who are renters or condominium owners. For condo owners these policies also provide coverage for that part of the building for which you are responsible.

Mobile Homes - for those who live in mobile homes, coverage is also available for the personal property of mobile home owners or renters, as well.

Inland Marine - Coverage that goes beyond the limits of your homeowner, condo or renters policy for special items such as jewelry, furs, cameras, computers, silver, and other collectible items. We also offer coverage for recreational vehicles and small boats.

Builder's Risk - Protection for the dwelling under construction or homes being remodeled. Coverage is also available for theft of building materials not yet installed in the structure.

Farmowners - We offer the best coverage available for farm dwellings, outbuildings, grain systems, and equipment. Farm dwellings can have replacement cost coverage and replacement cost coverage for personal property just like our homeowner programs. We also offer replacement cost coverage for superior outbuildings. For farm equipment, blanket inventory coverage is available or individual coverage for specific items can be purchased based on your needs.

Confinement Operations - a comprehensive program is available for those who own and operate livestock confinement operations. Suffocation coverage is offered for qualified risks. All confinement stuctures are subject to annual inspections.

Liability - Personal liability, farmowners liability, and liability for landlords is available.